TEBA is committed to protecting employers’ ability to offer competitive retirement benefits without government interference. ERISA safeguards businesses from burdensome state mandates like auto-IRAs, allowing employers to design retirement plans that fit their workforce. Preempting ERISA threatens Tennessee’s pro-business environment and could lead to costly, one-size-fits-all regulations. TEBA advocates for preserving flexibility in retirement planning to ensure businesses can thrive and workers have access to meaningful savings options. A strong retirement system starts with empowering employers, not mandating compliance.